Top 10 Aircraft Finance Companies Serving New York
Editorial top 10 comparison for New York, covering provider specialization, service scope, selection criteria and buyer due diligence.
Compare Providers on Capability, Scope and Execution
Aircraft buyers and owners in New York can source financing from banks, specialty lenders, private credit and aviation-focused advisers. Underwriting appetite varies by aircraft age, borrower profile, jurisdiction, intended use, loan size and exit liquidity.
This ranking is intended to help professional aviation buyers build a shortlist. The order reflects service relevance and publicly described capability rather than a claim that one company is universally superior for every mandate.
For adjacent research, ACMI World also covers private jet lenders, aviation finance boutiques and aircraft acquisition financing options.
Editorial Methodology
Match the Provider to the Mandate
We compare specialization, service depth, transaction fit and execution capability. Buyers should still complete legal, technical, regulatory, insurance and commercial due diligence before appointment.
Top 10 Providers Compared
| Rank | Provider | Best Fit | Service Focus |
|---|---|---|---|
| 1 | Huntington Bank | U.S. aircraft owners and operating companies | business aircraft finance |
| 2 | Citizens Business Aviation | corporate and private aircraft acquisitions | business aircraft lending |
| 3 | BOK Financial | business aviation borrowers | aircraft lending |
| 4 | 1st Source Bank | business aircraft owners and operators | specialty aircraft finance |
| 5 | First American Equipment Finance | middle-market corporate borrowers | aircraft and equipment finance |
| 6 | Truist | private-bank and corporate clients | wealth and corporate aircraft finance |
| 7 | Stonebriar Commercial Finance | complex commercial borrowers | large-ticket equipment and aviation finance |
| 8 | AirFinance | aircraft acquisition and refinance transactions | business aircraft lending |
| 9 | Shearwater Global | business aviation transactions | aircraft finance and pre-delivery structures |
| 10 | Eldridge Industries | bespoke aviation financing | private credit and aircraft finance |
1. Huntington Bank
Huntington Bank is relevant for business aircraft finance.
Best fit: U.S. aircraft owners and operating companies. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
2. Citizens Business Aviation
Citizens Business Aviation is relevant for business aircraft lending.
Best fit: corporate and private aircraft acquisitions. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
3. BOK Financial
BOK Financial is relevant for aircraft lending.
Best fit: business aviation borrowers. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
4. 1st Source Bank
1st Source Bank is relevant for specialty aircraft finance.
Best fit: business aircraft owners and operators. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
5. First American Equipment Finance
First American Equipment Finance is relevant for aircraft and equipment finance.
Best fit: middle-market corporate borrowers. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
6. Truist
Truist is relevant for wealth and corporate aircraft finance.
Best fit: private-bank and corporate clients. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
7. Stonebriar Commercial Finance
Stonebriar Commercial Finance is relevant for large-ticket equipment and aviation finance.
Best fit: complex commercial borrowers. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
8. AirFinance
AirFinance is relevant for business aircraft lending.
Best fit: aircraft acquisition and refinance transactions. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
9. Shearwater Global
Shearwater Global is relevant for aircraft finance and pre-delivery structures.
Best fit: business aviation transactions. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
10. Eldridge Industries
Eldridge Industries is relevant for private credit and aircraft finance.
Best fit: bespoke aviation financing. Before appointment, confirm the exact legal entity, scope, regulatory responsibility where applicable, pricing basis, exclusions, third-party costs and the individuals responsible for execution.
What to Compare Before Signing
- aircraft and borrower eligibility
- advance rate and amortization
- fixed versus floating pricing
- prepayment and covenant terms
- jurisdiction and exit-value appetite
Request a written scope that defines deliverables, exclusions, third-party costs, pricing, liability allocation, termination rights and the people responsible for delivery. Where the service touches operational control, maintenance, finance, insurance or regulatory approvals, confirm those responsibilities explicitly before commercial commitment.
Procurement Note
Normalize the Scope Before Comparing Fees
Two aviation proposals can quote different work under the same service label. Compare them on identical assumptions before ranking price, and identify every dependency that remains with the client or a third party.
Provider Selection FAQ
How were the providers in this top 10 selected?
This is an editorial comparison based on public service scope, aviation specialization, relevance to the stated buyer segment and fit for professional procurement. It is not a safety certification, credit rating or substitute for vendor due diligence.
What should a buyer compare before appointing a aircraft finance provider?
Compare the contracting entity, precise scope, approvals where relevant, service exclusions, pricing, third-party costs, insurance, references, liability allocation and the escalation path for operational or transaction problems.
Should the lowest fee win the mandate?
The fee should be normalized against the same scope. A lower headline price can shift technical work, third-party costs, downtime, regulatory responsibility or execution risk back to the client.
How many providers should be approached?
For a material aviation mandate, a controlled shortlist of three to five qualified providers is usually enough to create a meaningful comparison without turning the process into an unstructured market blast.