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# Best Aircraft Finance Companies for Private Jets in 2026: 12 Firms to Know
- URL: https://www.acmiworld.com/best-aircraft-finance-companies-for-private-jets-in-2026-12-firms-to-know/
- Published: 2026-09-30T16:56:55.000Z
- Updated: 2026-09-30T16:56:55.000Z
- Description: Compare 12 aircraft finance companies and specialist lenders serving private jet and business aircraft buyers, from global banks to dedicated aviation financiers.
- Author: ACMI World

## 12 Aircraft Finance Companies for Private Jets and Business Aircraft 

Buying a business jet rarely requires paying the full purchase price in cash. Private banks, specialist aviation lenders and aircraft finance brokers offer debt, finance leases, operating leases, refinancing and other structures for qualified buyers. 

The right financing source depends on the aircraft, purchase price, jurisdiction, borrower profile, ownership structure and intended use. A US corporation buying a new Gulfstream may have a very different lender universe from a European entrepreneur acquiring a pre-owned Citation through a special-purpose company. 

About this guide 

ACMIWorld reviewed lenders and finance specialists with identifiable aircraft-finance capabilities. The list includes dedicated business aviation financiers, private banks and specialist brokers. It is not a ranking: credit appetite, geography, aircraft age and transaction size vary substantially between providers. 

## Aircraft finance companies to know in 2026 

01

### [Global Jet Capital ](https://www.globaljetcapital.com/?ref=acmiworld.com) 

[Global Jet Capital](https://www.globaljetcapital.com/?ref=acmiworld.com) is one of the most recognisable specialist financiers dedicated to business aircraft. 

Its financing products include aircraft loans, finance leases, operating leases, refinancing, sale-and-leaseback structures and pre-delivery payment financing. The company works across new and pre-owned business aircraft and has completed transactions in North America, Europe and other international markets. 

02

### [J.P. Morgan Private Bank ](https://privatebank.jpmorgan.com/eur/en/services/lending/specialty-lending/aircraft-financing?ref=acmiworld.com) 

[J.P. Morgan Private Bank](https://privatebank.jpmorgan.com/eur/en/services/lending/specialty-lending/aircraft-financing?ref=acmiworld.com) offers specialist aircraft financing for private banking clients seeking to acquire or refinance aircraft. 

Its aviation team considers issues including aircraft valuation, loan-to-value, amortisation, interest-rate structure, insurance, ownership documentation and the wider financial profile of the borrower. 

03

### [Citi Private Bank ](https://www.privatebank.citibank.com/we-offer/aircraft-financing?ref=acmiworld.com) 

[Citi Private Bank](https://www.privatebank.citibank.com/we-offer/aircraft-financing?ref=acmiworld.com) provides tailored aircraft financing for private clients and family offices. 

Structures can be designed around the borrower's balance sheet, cash flow, tax position and aircraft requirements. In some jurisdictions, Citi can also consider private aircraft finance lease arrangements. 

04

### [Deutsche Bank Wealth Management ](https://wealth.db.com/en/what-we-do/financing-your-personal-and-business-needs/business-jet-financing.html?ref=acmiworld.com) 

[Deutsche Bank Wealth Management](https://wealth.db.com/en/what-we-do/financing-your-personal-and-business-needs/business-jet-financing.html?ref=acmiworld.com) maintains dedicated business jet financing capabilities for private and corporate aircraft buyers. 

Its international network can be particularly relevant where aircraft ownership, borrower domicile and banking relationships span several jurisdictions. 

05

### [Bank of America Global Corporate Aircraft Finance ](https://www.privatebank.bankofamerica.com/articles/customized-aircraft-financing.html?ref=acmiworld.com) 

Bank of America's [Global Corporate Aircraft Finance](https://www.privatebank.bankofamerica.com/articles/customized-aircraft-financing.html?ref=acmiworld.com) division provides loans and lease structures for personal and corporate aircraft. 

The bank works with high-net-worth individuals, privately held companies and large corporations. Its offering includes conventional debt, operating lease structures and capital-markets capabilities for larger transactions. 

06

### [PNC Aviation Finance ](https://www.pnc.com/insights/corporate-institutional/gain-market-insight/why-2026-is-the-perfect-time-to-buy-a-private-jet.html?ref=acmiworld.com) 

[PNC Aviation Finance](https://www.pnc.com/insights/corporate-institutional/gain-market-insight/why-2026-is-the-perfect-time-to-buy-a-private-jet.html?ref=acmiworld.com) is a specialist aviation unit within PNC serving buyers and owners of private aircraft. 

Its position inside a major commercial bank can suit established corporate borrowers and private clients who want aircraft financing alongside broader banking relationships. 

07

### [1st Source Bank ](https://www.1stsource.com/business/industries/aircraft-financing/?ref=acmiworld.com) 

[1st Source Bank](https://www.1stsource.com/business/industries/aircraft-financing/?ref=acmiworld.com) has a dedicated aircraft finance division covering private owners and commercial operators. 

The bank states that typical aircraft financing ranges from approximately US$500,000 to above US$15 million, with larger transactions evaluated individually. Its aircraft portfolio includes general aviation, business aviation and commercial operating profiles. 

08

### [Huntington Aviation Finance ](https://www.huntington.com/Commercial/credit-loans-leasing/equipment-financing-leasing/specialization/aviation-financing?ref=acmiworld.com) 

[Huntington](https://www.huntington.com/Commercial/credit-loans-leasing/equipment-financing-leasing/specialization/aviation-financing?ref=acmiworld.com) provides aircraft loans and leases for personal and corporate aircraft buyers in the United States. 

Its aviation financing programme covers new and pre-owned aircraft, refinancing, aircraft upgrades and progress payments. Published financing parameters include transactions from approximately US$2 million to US$50 million. 

09

### [Shearwater Global Capital ](https://www.shearwaterglobal.com/?ref=acmiworld.com) 

[Shearwater Global Capital](https://www.shearwaterglobal.com/?ref=acmiworld.com), part of Bay Point, focuses on asset-backed financing for business jets. 

The firm combines specialty private debt with access to a broader lender network for credit-based transactions. This can make specialist lenders relevant where a conventional private-bank structure does not fit the aircraft, jurisdiction or borrower profile. 

10

### [St Julian's Aircraft Finance ](https://aviation.sjfinance.eu/?ref=acmiworld.com) 

Malta-based [St Julian's Aircraft Finance](https://aviation.sjfinance.eu/?ref=acmiworld.com) specialises in asset-backed aircraft leasing and financing. 

Its European positioning makes the company particularly relevant for aircraft buyers examining lease structures, cross-border ownership and transactions involving European aircraft registrations. 

11

### [Fortier Finance ](https://www.fortierfinance.com/aircraft-finance/?ref=acmiworld.com) 

France-based [Fortier Finance](https://www.fortierfinance.com/aircraft-finance/?ref=acmiworld.com) acts as a finance broker rather than a direct lender, sourcing aircraft financing from its network of banking and lending partners. 

Its aircraft practice covers purchase finance, pre-delivery payments, leasing and refinancing, with a particular focus on high-net-worth and international borrowers. 

12

### [FLYING Finance ](https://flyingfinance.com/business-aircraft-financing/?ref=acmiworld.com) 

[FLYING Finance](https://flyingfinance.com/business-aircraft-financing/?ref=acmiworld.com) provides financing across general and business aviation, including business jets, turboprops, piston aircraft and fleet requirements. 

Its model combines aviation-specialist finance brokerage with the wider FLYING aviation media ecosystem, giving it exposure across aircraft buyers ranging from owner-pilots to business aircraft operators. 

## Common ways to finance a private jet 

### Secured aircraft loan

The borrower purchases the aircraft while the lender takes security over the asset. Terms depend on aircraft value, borrower credit and loan-to-value. 

### Finance lease

A financing structure where the aircraft is leased over a defined period, often with economics that closely resemble financed ownership. 

### Operating lease

Provides aircraft use without necessarily retaining the residual-value exposure associated with direct ownership. 

### Refinancing

Existing owners can refinance an aircraft to replace current debt, restructure maturities or release part of the equity held in the asset. 

## What aircraft lenders look at 

Aircraft financing combines conventional credit underwriting with aviation-specific asset analysis. Lenders need to understand both the borrower and the aircraft being financed. 

- **Aircraft age and model:** liquid, widely traded aircraft tend to have a broader financing market.
- **Purchase price and valuation:** lenders typically obtain or review an independent aircraft valuation.
- **Loan-to-value:** the required equity contribution varies by aircraft and borrower.
- **Maintenance status:** engine programmes, heavy checks and upcoming maintenance can materially affect collateral value.
- **Borrower strength:** liquidity, net worth, cash flow and operating-company credit remain central to underwriting.
- **Jurisdiction:** registration, ownership structure and aircraft location can determine which lenders can participate.
- **Aircraft use:** private Part 91-style use and commercial charter operations can produce different credit requirements.

## Bank financing versus specialist aviation lenders 

Private banks can be attractive for borrowers with substantial liquidity and an existing wealth-management relationship. The aircraft financing can form part of a wider banking relationship covering investments, credit facilities and other assets. 

Specialist aviation financiers approach the transaction from a different angle. Their teams often have deeper familiarity with aircraft values, maintenance programmes, residual values and remarketing. This can matter on cross-border transactions or aircraft that fall outside conventional bank criteria. 

Finance brokers add another route by approaching several lenders on behalf of a borrower. Their value is strongest where the transaction requires lender selection across multiple jurisdictions or financing structures. 

## Aircraft finance companies: keep ACMIWorld updated 

ACMIWorld periodically reviews this guide as lenders change credit appetite, launch new products and enter new aviation markets. Aircraft financiers, banks and finance specialists may send company updates, corrections and partnership enquiries to our editorial team. 

[Contact ACMIWorld → ](mailto:info@acmiworld.com) 

Editorial note: Inclusion reflects ACMIWorld's review of publicly available aircraft-finance capabilities at the time of publication. Lending appetite, pricing, eligibility and geographic availability change frequently. Financing remains subject to lender underwriting, documentation and credit approval.